High-end consultant’s Bangkok nightmare: Jailed over unpaid debt dispute! A UK aide to the ultra-rich was arrested in Thailand after an unpaid invoice dispute turned into a legal nightmare. Facing seven serious charges, she was left starving in jail—while her millionaire client was treated by police as the victim of a very serious criminal attack involving alleged home invasion, unlawful detention, assault and extortion. She was later allowed to return home.
A high-end consultant to the wealthy saw her life fall down around her in November last year after travelling to Bangkok to collect a debt. Undoubtedly, Ms. Rachel Stallard appears to have used heavy-handed tactics in doing so. This included surreptitiously entering her millionaire client’s condo unannounced. A man who accompanied her later allegedly assaulted and threw the Italian to the ground. The Italian, in fear for his life, later transferred £24,702 to her bank account. However, he was later able to reverse it and have the UK woman arrested by ThongLor police.
Ms. Stallard was charged with seven serious criminal offences but was lucky to later be granted bail. Indeed, after that, the court allowed her to return to the United Kingdom. Nonetheless, she claims her life is shattered by the experience, leaving her in debt and trying to rebuild her life.
A top-level UK consultant who provides personnel and executive services to high-net-worth individuals was arrested in Bangkok last November. The woman was detained by ThongLor police after attempting to coerce payment of an overdue invoice from a wealthy Italian businessman.
Dispute over unpaid fees leads UK consultant to confront Italian client at his Bangkok residence in November
This week, in an interview with the popular Daily Mail in the United Kingdom, she spoke of her horrific ordeal. She told reporters she was jailed in a hellhole for four days and four nights while initially denied food or toiletries.
Rachel Stallard operates a business in her own name supplying staff to upmarket homes, estates, and even private yachts. She had previously been engaged by the Italian businessman identified as Mr Stefano regarding holiday homes in Thailand.
Certainly, there is a conflict between Ms. Stallard and 47-year-old Mr. Stefano as to what is and what is not due. However, in November 2024, the 56-year-old UK woman flew to Bangkok, accompanied by another 56-year-old identified only as Mr. Jon.
On the morning of November 13, the UK woman and her associate entered the upmarket condo of Ms. Stallard unannounced. The address was Soi Promchit in Klongton Nuea, located in the busy Wattana district of the Thai capital. Indeed, Ms. Stallard obtained a key card to his apartment from a private nurse employed by a wealthy Italian man.
In short, Ms. Stallard was there to demand payment for work completed by her in September 2024. Later reports suggest this amount was £27,743.40.
Nonetheless, the Italian businessman was less than impressed. In particular, given the unauthorized access to his home without notice. At the same time, he disputed the debt.
Physical altercation and forced payment as UK consultant and associate tangle with the Italian businessman
At length, this led to a fracas between Mr. Stefano and the man accompanying Ms. Stallard, Mr. Jon. CCTV footage emerged in Bangkok this week showing the aftermath of the altercation. Mr. Jon can be seen bearing down on Mr. Stefano on the ground. Undoubtedly, the Italian appears to be in a distressed state.
Afterwards, he told police he was thrown to the ground forcefully and suffered an injury during the assault.
Subsequently, the UK woman and her associate are reported to have tried to bind the Italian. However, in fear for his life, he relented. Mr. Stefano quickly agreed to transfer a sum of £24,702 to Ms. Stallard online.
After that, the UK businesswoman and her friend left the condominium. Nevertheless, they took with them a number of smartphones. Additionally, they also carried out keycards to other properties owned by the wealthy Italian.
Following her departure, Mr. Stallard moved to cancel the international bank transfer. Therefore, the payment was frozen and never reached the UK woman’s account.
Arrest and serious charges filed as Thai police take strong action against the UK consultant who ended up jailed
He next took himself to nearby Samitivej Hospital to deal with injuries suffered in the attacks and to undergo a checkup. Meanwhile, he also filed a complaint with ThongLor Police Station in Bangkok.
This led to the arrest of Ms. Stallard and her companion.
Thai police took a serious view of what occurred. Indeed, they charged Ms. Stallard with no fewer than seven serious offences. These certainly included home invasion, robbery, attempted robbery, unlawful detention, and assault in addition to extortion.
After being arrested, Ms. Stallard was immediately held in detention given the serious nature of the charges. Later, she appeared to have applied for bail and was granted it by a court with a surety of £14,000 or ฿600,000.
This week, the Daily Mail carried photographs of her jail time in Thailand, where Ms. Stallard was held pending her appearance before the court. Certainly, the conditions there are a lot more sanitary and private than those of the overcrowded Bangkok Remand Prison.
UK consultant granted bail but describes a harrowing time in Thai detention without basic necessities
Luckily, Ms. Stallard avoided that fate when she was granted bail. Especially given the nature of the charges and the fact that the accused is a foreigner. Nonetheless, the fact that the incident occurred as a result of a business dispute may have counted with the court.
All of Thailand’s prisons are notoriously overcrowded. Even so, a human rights report published by the French Fédération Internationale pour les droits humains cited the average space per prisoner even without overcrowding at just 1.6 square meters.
At the same time, the UK businesswoman was naturally left deeply shocked and traumatized by her arrest. She told the UK newspaper that she had to beg for scraps of food from policemen at the station where she was held.
She had no wet wipes or sanitary products. Eventually, after negotiating with the guards, she claimed that friends in Bangkok brought her supplies, including chicken burgers, wet wipes, and mosquito repellent.
UK woman criticizes embassy support and blames Italian client for her legal troubles in Thailand
‘I sat in that jail cell for days, not knowing the time of day, imagining what my life was about to become, and it was terrifying,’ she said. Meanwhile, Rachel fumed at the injustice, given the refusal of the Italian ‘millionaire’ to pay her fee.
She firstly made contact with her 80-year-old mother and her daughter. Certainly, she claimed her ability to make phone calls was severely restricted. In particular, she took issue with the lack of help from British authorities, including the British Embassy.
‘I had to call my 80-year-old mum and explain I was probably going to prison for 20 years, and tell my daughter, as I only had the one call,’ she explained. As for the UK Embassy and officials back home, ‘they were useless, even though they knew the charges were totally fake. In fact, on the third call, the lady who answered hung up once I told her my name.’
Afterwards, investigators at ThongLor Police Station confirmed they were investigating the case. Significantly, they said they were anxious to be fair to both parties.
Legal proceedings could take years as UK consultant fights charges after vacationing in Thailand
However, Ms. Stallard has been charged with serious criminal offences. Nevertheless, it is possible in Thailand to negotiate some of the charges with the injured party. Under Thai law, many offences are ‘compoundable,’ meaning an agreement can be reached between the victim and the perpetrator.
Furthermore, it appears that Ms. Stallard was successful in having the Criminal Court allow her to leave Thailand and return to the United Kingdom. The UK national is reported to have taken advantage of the opportunity in the meantime to holiday in Thailand. This included sightseeing in Bangkok and Hua Hin up to and including Christmas 2024.
In Hua Hin, she spent a day with an older and formerly abused female elephant. Indeed, Ms. Stallard told her social media followers that she bonded with the 60-year-old creature. The UK businesswoman suggested that both females had been deplorably treated.
She told her LinkedIn followers that the elephant normally is very wary of people due to its experiences. Ms. Stallard noted the ‘grumpy’ elephant even gave her a trunk hug. She said it was an experience she would remember for a long time.
UK businesswoman returns home but faces long and costly legal battle after her arrest in the kingdom
Certainly, she has now returned to the United Kingdom. The criminal case against her may take over a year. At the same time, together with subsequent appeals, it could extend for five to six years. In this week’s news report, Ms. Stallard stressed that the process may even take seven to eight years out of her life.
Significantly, Ms. Stallard insists that the charges against her are groundless. Previously, she said that the claims made by the Italian businessman were simply allegations. She is defending the charges against her in the courts.
However, she revealed that she has had to shell out £24,000 in legal fees, or ฿1 million. Indeed, this would not be unusual in Thailand. Legal practitioners are known to charge foreigners a hefty fee for their services.
At the same time, while there are free volunteer lawyers at some courts available to destitute foreigners, their ability to navigate the Byzantine nature of Thai law is quite limited.
UK government confirms awareness of the case but provides limited support to the arrested consultant
An official at the Foreign, Commonwealth & Development Office confirmed some knowledge of the case. Notably, they indicated they had liaised with local police. ‘We supported a British woman who was arrested in Thailand and were in contact with the local authorities.’
Husband of the borrower with breast cancer mowed down a loan shark after he refused a pause in payments
55% of Foreign Expats thought of moving out of Thailand in 2024. Majority will not file tax returns
Undoubtedly, it appears that Ms. Stallard regrets her trip to Thailand to collect an overdue debt. This week, she told the Daily Mail that the experience has left her ‘broke and in debt,’ while still facing legal proceedings in the kingdom.
She squarely blamed her Italian client for it all.
‘All because a client who has millions didn’t want to pay his staff wages or my fees,’ she declared.
Join the Thai News forum, follow Thai Examiner on Facebook here
Receive all our stories as they come out on Telegram here
Follow Thai Examiner here
Further reading:
End of the road proposed for Thailand’s ‘Happy go-Lucky’ Economy in Paetongtarn’s Policy Statement
Revenue Department preparing legislation as new Expat tax regime may link visas and tax returns
New tax era in Thailand begins as Revenue now shares data with 138 countries within the OECD
Calls for clarification of new Tax regime which appears to target expat foreign income sources
10 year visa a magnet for global citizens setting up in Thailand with zero tax on offshore income
Wealthy foreigners to own small landholdings associated with homes here agreed in principle
New plan for the Thai economy could see an elite foreign visa scheme generate up to 6% of GDP
Economic plan to put the smile back in Thailand’s appeal to western foreigners to live and work